Joshua was born in Voorhees, New Jersey and grew up an active member of his community. His interest in the financial markets led him to the University of Connecticut where he graduated with a degree in economics and a minor in business administration. After college, Joshua knew he was destined to start a financial planning practice.

In 2006 Joshua founded Feller Financial Services in Boca Raton, Florida, with the goal of helping investors understand the impact of their financial decisions. The business is built around prioritizing “old school” customer service mentality while using cutting edge financial technology to provide clear and concise advice whether assisting households or businesses in their decision making.

Joshua and his wife Esmeralda are proud parents of daughters, Isabella with baby Sofia on the way. In his free time, you can find Joshua playing golf, spending time with his family and advocating for financial education in the community and local colleges.

Joshua has received his Chartered Financial Consultant® (ChFC®) designation, the highest standard of knowledge and trust in financial planning. As well, Joshua serves on Cetera Wealth Services LLC's Advisory Board and is a qualifying member of both the Circle of Excellence* and Million Dollar Round Table’s Top of the Table**.

^{*The Cetera Financial Group's Circle of Excellence recognition is not a guarantee of future investment success and should not be construed as an endorsement of the advisor by any client.}

^{**The Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must also adhere to the MDRT Code of Ethics. Listing in this publication and/or award is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the financial professional by any client. No compensation was provided directly or indirectly by the recipient for participation or in connection with obtaining or using the third-party rating or award. Top of the table is a level of membership.} 

^{The Circle of Excellence recognition for 2023 is an elite distinction that recognizes all the hard work we have done to provide our clients with trustworthy guidance, run a practice with integrity, and pursue excellence in our field.}

Richard Koblick grew up in Berkeley, California, and graduated from Florida State University in 2006 with a bachelor’s degree in finance and a minor in Psychology. Following graduation, he began his financial services career with AG Edwards & Sons, where he developed extensive expertise in qualified retirement plans.

Later in 2006, Richard co-founded Feller Financial Services. Throughout his career, he has focused on helping educators, county employees, and individuals better understand their retirement benefits and overall financial picture. He has guided many clients through retirement planning, income strategies, and legacy planning, helping them build confidence in their financial futures. Richard is passionate about comprehensive financial planning and believes every client should have a clear roadmap to achieving their goals.

In 2021, Richard joined Cetera Wealth Services, following the merger of Voya Financial Advisors into Cetera.

Richard holds the Chartered Retirement Planning Counselor™ (CRPC®) and Accredited Wealth Management Advisor™ (AWMA®) designations, both awarded by the College for Financial Planning. He currently maintains Series 6, 7, 63, and 66 securities registrations. As an Investment Adviser Representative, he serves clients in a fiduciary capacity, placing their best interests at the center of every recommendation.

Since 2022, he has been recognized as a member of the Cetera Wealth Services Circle of Excellence, an elite distinction that honors financial professionals who demonstrate exceptional dedication to client service, professional integrity, and excellence in their practice.

Outside of work, Richard resides in Parkland, Florida, with his family. He is deeply committed to his community, supporting numerous local charitable organizations and serving on the Board of Directors of the Levis JCC in Boca Raton. An avid fitness enthusiast, Richard completed two full Ironman® Triathlons in 2012. He also enjoys playing hockey three nights a week in local community hockey leagues.

During the summer months, Richard and his family spend time in Rhode Island, which has become their "second home away from home." There, they enjoy family time, summer camp activities for their children, and a chance to recharge and enjoy some well-deserved relaxation.

Circle of Excellence Recognition

The Circle of Excellence is a prestigious honor recognizing financial professionals who exemplify outstanding client service, operate their practices with integrity, and consistently strive for excellence in helping clients pursue their financial goals.

*The Cetera Financial Group's Circle of Excellence recognition is not a guarantee of future investment success and should not be construed as an endorsement of Richard Koblick, Financial Advisor by any client.*

Cristian was born and raised in Boynton Beach and has his Bachelor’s Degree in Finance from Florida Atlantic University. He is very passionate about Finance and knew that he wanted to pursue a career in the industry ever since he was young. Cristian currently holds his Series 7 and 66 registrations. His strong work ethic and passion for helping others makes him a perfect fit here at Feller Financial. Cristian currently lives in Royal Palm Beach, FL with his fiancée and two dogs. In his free time Cristian enjoys watching football and basketball and enjoys bowling as a hobby.

^{Registered administrative assistant of Cetera Wealth Services, LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.}

Ryan Hasey CFP was born and raised in South Florida. He attended college at the University of Florida where he majored in finance at the Warrington School of Business. Ryan started his career with ING Financial Partners, which became Voya Financial Advisors, Inc., in 2008. He began his career working with employees of the state of Florida, helping them prepare for retirement and implementing retirement income strategies. He currently works with Cetera Wealth Services, LLC.

Ryan works with his clients in all stages of their financial planning life. Whether they are setting up a retirement account, starting to fund their children’s education or establishing their estate plan, he believes that everyone’s situation requires a unique strategy to help them meet their financial goals.

Ryan has the Series 7 and Series 66 registrations. He has also become a Certified Financial Planner (CFP®) and has received the Chartered Retirement Planning Counselor (CRPC®). He believes that continuing his education allows him to give his clients personalized strategies to help reach their financial goals in the ever-changing investment environment.

Ryan currently resides in Delray Beach, Florida and in his free time he enjoys playing golf, volunteering in the community and traveling.

Glenn grew up in Medford, New Jersey and currently resides in Boca Raton, Florida. Growing up, Glenn was a three-sport athlete in high school and a two-sport athlete in college. He graduated from New York University with a bachelor’s degree in economics and he began his career in New York City trading in both the equity and fixed income markets. Glenn has over 20 years of experience in the financial sector.

His passion is to use both his experience and knowledge to help people with their financial goals. Glenn currently has Series 7 and Series 66 registrations, as well as his Life, Health and Variable Insurance license.

In his free time, Glenn enjoys spending time with his family, running, reading and playing golf.

Dustin Collier was born in Beverly, Massachusetts and moved to south Florida at a very young age. He attended grade school in Boca Raton and then traveled to Tallahassee where he earned his bachelor’s degree in economics from Florida State University. After college, Dustin knew based on various life experiences that his passion was to help others gain financial independence and to provide a clear understanding of their investments. That passion led to Dustin joining ING Financial Partners, which became Voya Financial Advisors, in 2011. He currently works with Cetera Advisor Networks.

Dustin works with clients in all phases of their financial life. Some of the areas he focuses on include, but are not limited to: comprehensive financial planning, financial organization, protection planning, retirement planning, legacy planning and college education savings. Dustin strongly believes that regardless of how much money someone has, everyone deserves assistance and professional advice when it comes to their financial situation.

Dustin holds both Series 6 and Series 65 registrations.

He currently lives in Boynton Beach and in his free time he often can be found on the golf course, spending time with family or traveling.

Dylan is a Non-Producing Registered Representative at Feller Financial Services, where he combines a deep-seated passion for wealth management with a rigorous academic and professional foundation.

Originally born in Nashville, Tennessee, Dylan moved to Ponte Vedra Beach, Florida, at a young age. He later relocated to South Florida to attend Florida Atlantic University, where he graduated summa cum laude—the university's highest academic honor—earning a Bachelor’s degree in Finance with a minor in Marketing.

Dedicated to maintaining the highest standards of industry excellence, Dylan holds his Series 7, Series 66 registrations and the 2-15 license. He is also actively advancing his expertise by pursuing the Certified Financial Planner (CFP®) designation—viewed as the benchmark for professional excellence and holistic wealth management. By working toward this elite standard of fiduciary care, Dylan is continuously building a comprehensive, advanced knowledge base to better serve clients.

Dylan’s introduction to the financial world came when he was still young, sparking a lifelong drive and curiosity that ultimately shaped his career path. Today, he thrives on the opportunity to guide individuals and families through every unique stage of their financial journeys. He is deeply committed to delivering tailored strategies and fostering long-term relationships built on trust, education, and clarity.

Now residing in Delray Beach, Dylan enjoys playing golf, traveling to new destinations and seeking out unique experiences.

A Southern California girl turned Florida transplant, Cristal made the move from Anaheim to Boca Raton during her elementary years. She earned her B.A. in International Business from Florida International University, setting the stage for what would become a dynamic marketing career. Her background covers over a decade of experience spanning both independent agencies and in-house marketing teams, Cristal brings a powerful toolkit of proven strategies to Feller Financial Services. Clients and the community stay informed thru email, newsletters, social media and website resources besides live events. She thrives on staying ahead of the curve—because in marketing, standing still means falling behind. Whether it's mastering emerging channels or refining timeless techniques, she's all about evolving with the times.

When she's not crafting marketing magic, you'll find Cristal in West Boca with her husband, three kids, and one very spoiled rescue pup. She's passionate about art, design and books of all sorts. If she ever gets time to watch TV it will likely be a show about F1 racing, soccer or space exploration. Volunteering with humanitarian and arts organizations fills her cup, though most of her free time is joyfully hijacked by her adventurous children and all of their sports activities. Life is busy, beautiful, and never boring.

Kim Toscano is originally from Wethersfield, Connecticut. She attended Central Connecticut State University and relocated to South Florida to become an assistant to the portfolio manager of Comerica Bank in Boca Raton. Kim also has extensive knowledge of sales and marketing having owned and operated her own online designer clothing business. Kim joined Feller Financial Services in 2010 as an office manager where she oversees daily operations.

Kim resides in Pompano Beach, Florida and enjoys exercising, reading and donating her time to various charities, including Operation Christmas Child. She has even performed in a Miami Dolphins halftime show to support the Cystic Fibrosis Foundation.

^{Please note: The charitable entities and/or fundraising opportunities described herein are not endorsed by, or affiliated with Cetera Advisor Networks LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored, or approved by Cetera Advisor Networks LLC.}

Neal Feller is a Software Developer with over 40 years of experience. He has participated in the development of large scale software systems for groups including the United States Army, Air Force, NATO, Merck Pharmaceuticals, Nalco Chemical and many more. His hobbies include playing golf and tennis. His favorite activities are playing with his granddaughter and taking her places such as the park, the library and the ice cream shop.

^{Neal Feller is not affiliated or registered with Cetera Advisors LLC. Any information provided by Neal Feller is in no way related to Cetera Advisors or its registered representatives.}

Originally from Long Island, New York, Marie relocated to Boca Raton to pursue her passion for business. She graduated from Florida Atlantic University in 2026 with a major in Finance and a minor in Marketing. During her time at FAU, Marie also showcased her leadership skills as the president of the Finance Students Association.

Marie first joined Feller Financial Services in November 2023 as an intern to gain valuable, hands-on industry experience. Today, she serves as an Associate at the firm. Driven by a strong passion for helping others, she is currently working to get registered and looks forward to channeling that purpose into specializing in guiding young families, women, and business owners safely through their financial journeys.

As a bilingual professional of Dominican heritage, she is fluent in English and Spanish, Marie brings strong communication skills and a diverse perspective to the team. Outside of work, she channels the discipline she developed from playing the viola for ten years into her newest hobby, golf. She enjoys traveling, going to the beach, and spending quality time with family and friends.

Cole is a Finance major at Florida Atlantic University and a former collegiate baseball player who brings discipline, resilience, and a competitive mindset to the finance industry. After years of performing at a high level in athletics, Cole has shifted his focus toward learning financial markets, investment strategy, and long-term wealth creation. He is passionate about learning how to help individuals and families build sustainable financial futures.

In his personal life, Cole takes his nutrition and fitness seriously, viewing them as investments in long-term health and quality of life. He believes the same principles that drive sustainable physical well-being are fundamental to building financial success.

Valeria Medina is a finance student at Florida Atlantic University, graduating in 2027, with a strong interest in pursuing a career in wealth management. Originally from Medellín, Colombia, she brings an international perspective and a deep appreciation for diverse cultures and experiences.

Valeria’s passion for financial planning is deeply personal. Growing up, she witnessed firsthand the impact of not having access to proper financial guidance within her own family. This experience inspired her to pursue a career dedicated to helping individuals and families build long-term financial security, while emphasizing the importance of thoughtful planning and informed decision-making.

In addition to her academic background, Valeria has extensive experience working with high-net-worth individuals through her role at The Breakers Palm Beach. In this environment, she has developed a strong foundation in delivering personalized, detail-oriented service and building lasting client relationships. She is known for her professionalism, warmth, and commitment to going above and beyond to exceed expectations.

Outside of her professional pursuits, Valeria enjoys traveling, exploring new cultures, and seeking meaningful experiences that continue to shape her global perspective.

Mr. Horowitz focuses his practice on estate, gift, federal income and generation-skipping transfer taxation and related business transactional matters, in addition to asset protection and international tax matters. He provides counsel to businesses and individuals on entity formation, tax-efficient structures and overall business strategies. Mr. Horowitz has extensive experience in preparing estate planning documents and implementing estate plans ranging from simple wills to complicated domestic and foreign trusts, for asset protection purposes, as well as drafting business transactional documents including purchase and sale agreements, limited liability operating agreements and other corporate agreements.

Mr. Horowitz has experience in international tax advising foreign clients on inbound business and real estate transactions, as well as counseling domestic businesses on outbound foreign business activities. He also works with non-resident aliens on pre-immigration planning. Mr. Horowitz is admitted to practice law in the state of Florida and holds a degree in economics from the University of Florida as well as a Juris Doctorate. He received his Masters in Taxation (LL.M.) from Georgetown University Law Center, with a certificate in Estate Planning.

^{Ian Horowitz & Horowitz Legal PLLC is not affiliated or registered with Cetera Advisor Networks LLC. Ian Horowitz & Horowitz Legal PLLC is in no way related to Cetera Advisor Networks or its registered representatives, and does not offer services on behalf of Cetera Advisor Networks.}

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Amanda Simms-Castorino, Owner/Agent at Stonebridge Insurance, is a native South Floridian and UCF Alumni. An independent agent with over 13 years of experience, Amanda is able to provide a wide range of policy options, allowing her clients to understand which product will fit their specific needs. Mrs. Castorino is a licensed 220 Property and Casualty Agent.

Stonebridge Insurance Agency specializes in HomeOwners, Automobile and Business Insurance in the ever-changing South Florida Insurance Market. They focus on creating a positive and informative insurance buying experience.

^{*Amanda Simms-Castorino and Stonebridge Insurance Agency are not affiliated or registered with Cetera Advisor Networks LLC. Amanda Simms-Castorino and Stonebridge Insurance Agency are in no way related to Cetera Advisor Networks or its registered representatives, and do not offer services on behalf of Cetera Advisor Networks.}

Learn More About Stonebridge Insurance Agency

Christa W. Herman, Esq. is an attorney at the Walser Law Firm* where they focus on wills, trusts, probate, elder law and special needs planning. The Walser Law Firm has offices located in Boca Raton and Palm Beach Gardens, Florida. The Walser Law Firm provides affordable and timely estate planning and probate services for the settling of an estate with property located anywhere in Florida.

Mrs. Herman attended Nova Southeastern University, Shepard Broad Law Center and was admitted to practice law in Florida in July 2012.

Mrs. Herman is passionate about providing legal services in a timely, caring and professional manner in order to meet the needs of today’s families. If you have any questions regarding the Walser Law Firm or about the services they provide, please do not hesitate to contact their office to set up your free 30-minute consultation.

^{*Christa Herman and Walser Law Firm are not affiliated or registered with Cetera Advisor Networks LLC. Christa Herman and Walser Law Firm are in no way related to Cetera Advisor Networks or its registered representatives, and do not offer services on behalf of Cetera Advisor Networks}

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Natalia is a Certified Public Accountant who focuses upon tax planning and compliance for individuals, partnerships, corporations, and other businesses.

After receiving her Bachelor of Business Administration Ms. Nemeth acquired her Charter Accountant designation, and started to work for Deloitte & Touche in Budapest, Hungary. During the four years with Deloitte she gained extensive experience in accounting, auditing, and taxation. In 2000 she moved to California, where she received her Master of Business Administration degree, and shortly after that her CPA license.

Natalia worked in taxation for 16 years in California, and in the last seven years in Florida. Beside her broad knowledge in taxation, Natalia is also a Certified Fraud Examiner, and an Enrolled Agent with the IRS.

She is a member of the AICPA, and also ACFE.

In her spare time, she likes working out, running, and spending time with her loved ones.

Natalia Nemeth is not affiliated or registered with Cetera Advisor Networks LLC. Any information provided by Natalia is no way related to Cetera Advisor Networks LLC or its registered representatives.