Joshua was born in Voorhees, New Jersey and grew up an active member of his community. His interest in the financial markets led him to the University of Connecticut where he graduated with a degree in economics and a minor in business administration. After college, Joshua knew he was destined to start a financial planning practice.

In 2006 Joshua started Feller Financial Services in Boca Raton, Florida, with the goal of helping investors understand the impact of their financial decisions. The business is built around prioritizing “old school” customer service mentality while using cutting edge financial technology to provide clear and concise advice whether assisting households or businesses in their decision making.

Joshua has received his Chartered Financial Consultant® (ChFC®) designation, the highest standard of knowledge and trust in financial planning. As well, Joshua serves on Cetera Advisor Network’s Advisory Board and is a qualifying member of both the Circle of Excellence* and Million Dollar Round Table’s Top of the Table**.

Joshua and his wife Esmeralda are proud parents of daughter, Isabella. On his free time, you can find Joshua playing golf, spending time with his family and advocating for financial education in the community and local colleges.

^{*The Cetera Financial Group's Circle of Excellence recognition is not a guarantee of future investment success and should not be construed as an endorsement of the advisor by any client.}

^{**The Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must also adhere to the MDRT Code of Ethics. Listing in this publication and/or award is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the financial professional by any client. No compensation was provided directly or indirectly by the recipient for participation or in connection with obtaining or using the third-party rating or award. Top of the table is a level of membership.} 

^{The Circle of Excellence recognition for 2023 is an elite distinction that recognizes all the hard work we have done to provide our clients with trustworthy guidance, run a practice with integrity, and pursue excellence in our field.}

Richard Koblick is originally from Berkeley, CA. He graduated from Florida State University with a major in finance and a minor in psychology in 2006. After college, Richard started his career working for AG Edwards & Sons where he gained extensive knowledge in qualified retirement plans.

In 2006, Richard became a registered representative with Voya Financial Advisors in Boca Raton, FL. He focuses on working with educators and county employees as well as many people interested in understanding their qualified retirement plans and their finances. He has helped many educators with retirement planning, income planning and leaving a legacy to their heirs. Richard also focuses on Financial Planning where he believes each client should have a plan and should know if they are still on track to reach their goals or if any adjustments need to be made. In 2021 Richard joined Cetera Wealth Partners, a division of Cetera Advisor Networks as a result of the merger of Voya Financial Advisors to Cetera.

Being an Investment Advisor Representative allows him to work in a fiduciary capacity for his clients. He holds the CRPC® and AWMA® designations, granted by the College of Financial Planning. Through his designations as a Chartered Retirement Planning Counselor and Accredited Wealth Management Advisor, Richard is able to guide his clients through their financial journey and help them implement and monitor a retirement plan that fits their lifestyle. He currently holds the Series 6, 63, 7 and 66 registrations. In 2022 and for 2023 Richard became a part of the Circle of Excellence with Cetera Advisor Networks.

 Mr. Koblick lives in Parkland, FL and in his free time he enjoys keeping in shape and helping his community with many local charities, as well as spending quality time with his family. His dedication to fitness led him to complete two full Ironman Triathlons in 2012. Richard is on the Board of Directors of the Levis JCC in Boca Raton, FL.

The Circle of Excellence recognition for 2023 is an elite distinction that recognizes all the hard work we have done to provide our clients with trustworthy guidance, run a practice with integrity, and pursue excellence in our field.

^{The Cetera Financial Group's Circle of Excellence recognition is not a guarantee of future investment success and should not be construed as an endorsement of Richard Koblick, Financial Advisor by any client.}

Cristian was born and raised in Boynton Beach and has his Bachelor’s Degree in Finance from Florida Atlantic University. He is very passionate about Finance and knew that he wanted to pursue a career in the industry ever since he was young. Cristian currently holds his Series 7 and 66 registrations. His strong work ethic and passion for helping others makes him a perfect fit here at Feller Financial. Cristian currently lives in Royal Palm Beach, FL with his fiancée and two dogs. In his free time Cristian enjoys watching football and basketball and enjoys bowling as a hobby.

^{Registered administrative assistant of Cetera Wealth Services, LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.}

Ryan Hasey CFP was born and raised in South Florida. He attended college at the University of Florida where he majored in finance at the Warrington School of Business. Ryan started his career with ING Financial Partners, which became Voya Financial Advisors, Inc., in 2008. He began his career working with employees of the state of Florida, helping them prepare for retirement and implementing retirement income strategies. He currently works with Cetera Wealth Services, LLC.

Ryan works with his clients in all stages of their financial planning life. Whether they are setting up a retirement account, starting to fund their children’s education or establishing their estate plan, he believes that everyone’s situation requires a unique strategy to help them meet their financial goals.

Ryan has the Series 7 and Series 66 registrations. He has also become a Certified Financial Planner (CFP®) and has received the Chartered Retirement Planning Counselor (CRPC®). He believes that continuing his education allows him to give his clients personalized strategies to help reach their financial goals in the ever-changing investment environment.

Ryan currently resides in Delray Beach, Florida and in his free time he enjoys playing golf, volunteering in the community and traveling.

Glenn grew up in Medford, New Jersey and currently resides in Boca Raton, Florida. Growing up, Glenn was a three-sport athlete in high school and a two-sport athlete in college. He graduated from New York University with a bachelor’s degree in economics and he began his career in New York City trading in both the equity and fixed income markets. Glenn has over 20 years of experience in the financial sector.

His passion is to use both his experience and knowledge to help people with their financial goals. Glenn currently has Series 7 and Series 66 registrations, as well as his Life, Health and Variable Insurance license.

In his free time, Glenn enjoys spending time with his family, running, reading and playing golf.

Dustin Collier was born in Beverly, Massachusetts and moved to south Florida at a very young age. He attended grade school in Boca Raton and then traveled to Tallahassee where he earned his bachelor’s degree in economics from Florida State University. After college, Dustin knew based on various life experiences that his passion was to help others gain financial independence and to provide a clear understanding of their investments. That passion led to Dustin joining ING Financial Partners, which became Voya Financial Advisors, in 2011. He currently works with Cetera Advisor Networks.

Dustin works with clients in all phases of their financial life. Some of the areas he focuses on include, but are not limited to: comprehensive financial planning, financial organization, protection planning, retirement planning, legacy planning and college education savings. Dustin strongly believes that regardless of how much money someone has, everyone deserves assistance and professional advice when it comes to their financial situation.

Dustin holds both Series 6 and Series 65 registrations.

He currently lives in Boynton Beach and in his free time he often can be found on the golf course, spending time with family or traveling.

Dylan was born in Nashville, Tennessee and moved to Ponte Vedra, Florida at a very young age. He now resides in Boca Raton, where he earned a bachelor’s degree in Finance with a minor in Marketing from Florida Atlantic University. Dylan was introduced to the financial world at a young age giving him the drive and passion to pursue a career within finance. Dylan has a passion for helping people succeed with their finances which is why he became a Registered Representative at Feller Financial. He enjoys traveling, looking at exotic cars, spending time with friends and family, and investing.

^{Registered administrative assistant of Cetera Advisor Networks LLC, member FINRA/SIPC. Cetera is under separate ownership from any other named entity.}

Cristal is originally from Anaheim, CA and moved to Boca Raton while still in elementary school. She attended Florida International University, graduating with a B.A. in International Business and Minor in Spanish. Having over 10 years of marketing experience by way of independent agencies and in-house marketing departments has given her proven tools and strategies to apply to Feller Financial Services’ present and future needs. Skills, methods and channels constantly evolve and she enjoys learning and mastering the craft of modern marketing in all of its forms.

Cristal currently lives in West Boca with her husband, three children and one spoiled fur-baby. She has a passion for art, design and fast cars. She enjoys volunteering with humanitarian and arts organizations. Most of any free time is utterly swallowed up by her baby girl who loves to climb…everything.

Kim Toscano is originally from Wethersfield, Connecticut. She attended Central Connecticut State University and relocated to South Florida to become an assistant to the portfolio manager of Comerica Bank in Boca Raton. Kim also has extensive knowledge of sales and marketing having owned and operated her own online designer clothing business. Kim joined Feller Financial Services in 2010 as an office manager where she oversees daily operations.

Kim resides in Pompano Beach, Florida and enjoys exercising, reading and donating her time to various charities, including Operation Christmas Child. She has even performed in a Miami Dolphins halftime show to support the Cystic Fibrosis Foundation.

^{Please note: The charitable entities and/or fundraising opportunities described herein are not endorsed by, or affiliated with Cetera Advisor Networks LLC or its affiliates. Our philanthropic interests are personal to us and are not reviewed, sponsored, or approved by Cetera Advisor Networks LLC.}

Neal Feller is a Software Developer with over 40 years of experience. He has participated in the development of large scale software systems for groups including the United States Army, Air Force, NATO, Merck Pharmaceuticals, Nalco Chemical and many more. His hobbies include playing golf and tennis. His favorite activities are playing with his granddaughter and taking her places such as the park, the library and the ice cream shop.

^{Neal Feller is not affiliated or registered with Cetera Advisors LLC. Any information provided by Neal Feller is in no way related to Cetera Advisors or its registered representatives.}

Marie was originally born in The Dominican Republic and moved to Long Island, New York when she was six. She recently relocated to Boca Raton to pursue a degree in Finance at Florida Atlantic University. She has always had a passion for business and after exploring various areas in business she decided that finance was the area for her. She is current president of The Finance Students Association at FAU. Marie joined Feller Financial Services in November 2023 as an intern in hopes of further enhancing her knowledge in this industry and gain valuable hands-on experience. 

After moving to Boca, Marie has made it a habit to go to the beach at least once a week to watch the sunset as a way to relax and reset. In her spare time she enjoys working out, traveling, and hanging out with family and friends.

Cole is a Finance major at Florida Atlantic University and a former collegiate baseball player who brings discipline, resilience, and a competitive mindset to the finance industry. After years of performing at a high level in athletics, Cole has shifted his focus toward learning financial markets, investment strategy, and long-term wealth creation. He is passionate about learning how to help individuals and families build sustainable financial futures.

In his personal life, Cole takes his nutrition and fitness seriously, viewing them as investments in long-term health and quality of life. He believes the same principles that drive sustainable physical well-being are fundamental to building financial success.

Valeria Medina is a finance student at Florida Atlantic University, graduating in 2027, with a strong interest in pursuing a career in wealth management. Originally from Medellín, Colombia, she brings an international perspective and a deep appreciation for diverse cultures and experiences.

Valeria’s passion for financial planning is deeply personal. Growing up, she witnessed firsthand the impact of not having access to proper financial guidance within her own family. This experience inspired her to pursue a career dedicated to helping individuals and families build long-term financial security, while emphasizing the importance of thoughtful planning and informed decision-making.

In addition to her academic background, Valeria has extensive experience working with high-net-worth individuals through her role at The Breakers Palm Beach. In this environment, she has developed a strong foundation in delivering personalized, detail-oriented service and building lasting client relationships. She is known for her professionalism, warmth, and commitment to going above and beyond to exceed expectations.

Outside of her professional pursuits, Valeria enjoys traveling, exploring new cultures, and seeking meaningful experiences that continue to shape her global perspective.

Mr. Horowitz focuses his practice on estate, gift, federal income and generation-skipping transfer taxation and related business transactional matters, in addition to asset protection and international tax matters. He provides counsel to businesses and individuals on entity formation, tax-efficient structures and overall business strategies. Mr. Horowitz has extensive experience in preparing estate planning documents and implementing estate plans ranging from simple wills to complicated domestic and foreign trusts, for asset protection purposes, as well as drafting business transactional documents including purchase and sale agreements, limited liability operating agreements and other corporate agreements.

Mr. Horowitz has experience in international tax advising foreign clients on inbound business and real estate transactions, as well as counseling domestic businesses on outbound foreign business activities. He also works with non-resident aliens on pre-immigration planning. Mr. Horowitz is admitted to practice law in the state of Florida and holds a degree in economics from the University of Florida as well as a Juris Doctorate. He received his Masters in Taxation (LL.M.) from Georgetown University Law Center, with a certificate in Estate Planning.

^{Ian Horowitz & Horowitz Legal PLLC is not affiliated or registered with Cetera Advisor Networks LLC. Ian Horowitz & Horowitz Legal PLLC is in no way related to Cetera Advisor Networks or its registered representatives, and does not offer services on behalf of Cetera Advisor Networks.}

 Learn More About Horowitz Legal

Amanda Simms-Castorino, Owner/Agent at Stonebridge Insurance, is a native South Floridian and UCF Alumni. An independent agent with over 13 years of experience, Amanda is able to provide a wide range of policy options, allowing her clients to understand which product will fit their specific needs. Mrs. Castorino is a licensed 220 Property and Casualty Agent.

Stonebridge Insurance Agency specializes in HomeOwners, Automobile and Business Insurance in the ever-changing South Florida Insurance Market. They focus on creating a positive and informative insurance buying experience.

^{*Amanda Simms-Castorino and Stonebridge Insurance Agency are not affiliated or registered with Cetera Advisor Networks LLC. Amanda Simms-Castorino and Stonebridge Insurance Agency are in no way related to Cetera Advisor Networks or its registered representatives, and do not offer services on behalf of Cetera Advisor Networks.}

Learn More About Stonebridge Insurance Agency

Christa W. Herman, Esq. is an attorney at the Walser Law Firm* where they focus on wills, trusts, probate, elder law and special needs planning. The Walser Law Firm has offices located in Boca Raton and Palm Beach Gardens, Florida. The Walser Law Firm provides affordable and timely estate planning and probate services for the settling of an estate with property located anywhere in Florida.

Mrs. Herman attended Nova Southeastern University, Shepard Broad Law Center and was admitted to practice law in Florida in July 2012.

Mrs. Herman is passionate about providing legal services in a timely, caring and professional manner in order to meet the needs of today’s families. If you have any questions regarding the Walser Law Firm or about the services they provide, please do not hesitate to contact their office to set up your free 30-minute consultation.

^{*Christa Herman and Walser Law Firm are not affiliated or registered with Cetera Advisor Networks LLC. Christa Herman and Walser Law Firm are in no way related to Cetera Advisor Networks or its registered representatives, and do not offer services on behalf of Cetera Advisor Networks}

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Natalia is a Certified Public Accountant who focuses upon tax planning and compliance for individuals, partnerships, corporations, and other businesses.

After receiving her Bachelor of Business Administration Ms. Nemeth acquired her Charter Accountant designation, and started to work for Deloitte & Touche in Budapest, Hungary. During the four years with Deloitte she gained extensive experience in accounting, auditing, and taxation. In 2000 she moved to California, where she received her Master of Business Administration degree, and shortly after that her CPA license.

Natalia worked in taxation for 16 years in California, and in the last seven years in Florida. Beside her broad knowledge in taxation, Natalia is also a Certified Fraud Examiner, and an Enrolled Agent with the IRS.

She is a member of the AICPA, and also ACFE.

In her spare time, she likes working out, running, and spending time with her loved ones.

Natalia Nemeth is not affiliated or registered with Cetera Advisor Networks LLC. Any information provided by Natalia is no way related to Cetera Advisor Networks LLC or its registered representatives.